A typical boat insurance policy from Vincent Family Insurance can help protect your motorboat, sailboat, or personal watercraft if it’s stolen, damaged in an accident, or affected by covered events like fire or lightning. It can also provide coverage if you accidentally injure someone or damage their property. Policies may include protection for the boat itself—such as the hull, engine, and equipment—as well as options for liability, medical payments, property coverage, and emergency services.

Boat insurance can cover a variety of watercraft, including:

• Powerboats – Motorboats of all sizes, from runabouts to yachts, powered by a capable engine.

• Fishing boats – Simple to operate and maintain, often equipped with a trolling motor for quiet fishing trips.

• Sailboats – Great for relaxing on the water or, for the adventurous, racing.

• Pontoon boats – Lightweight, spacious, and versatile, including traditional pontoons, tritoons, and luxury models.

• Personal watercraft – Fast and agile watercraft like jet skis, WaveRunners, and Sea-Doos, perfect for thrill-seekers.

Find the right coverage
Every boat and watercraft is different—your insurance should be too. We’ll help you build a policy that fits your vessel, your lifestyle, and how you enjoy the water.
 
Get covered with confidence
We make it easy. From quote to coverage, our team ensures a smooth, hassle-free process so you’re protected quickly.
 
Keep your coverage up to date
As your boating habits or vessels change, we’ll help review and adjust your policy so your coverage always keeps up.